We started PHOS with the dream to make payments less complicated and cumbersome for millions of merchants. Against all odds, we have delivered a product which is transforming payment acceptance and the smartphone – with a single tap, every phone becomes a POS and ATM, and with ‘cashback’ every merchant becomes a bank. PHOS offers rapid digital deployment and is uniquely phone and bank agnostic – any NFC Android phone, any bank or acquirer.

PHOS seamlessly integrates payment acceptance with a universe of business applications for merchants, including data driven e-commerce tools, automated marketing, loyalty, payroll, etc. PHOS offers merchants a replacement of old and expensive technology with a simple high value added solution, and a leapfrog for millions of underserved merchants who are still handling costly and unsecure cash.

PHOS supports the new generation of payment methods, including QR based wallets.

Convenient. Quick. Secure. Empowering.